About Ironclad Financial

Ironclad Financial is dedicated to helping clients achieve their financial goals through a commitment to integrity, transparency, and innovation. Founded by Nick Rygiel, a former Surface Warfare Officer with a B.S. in Systems Engineering from the United States Naval Academy and an MBA from the University of Maryland, our firm crafts personalized strategies that align with each client's unique needs.

Our digital-first approach ensures clients are always informed and confident in their financial decisions. We provide seamless investment management and personalized advice, leveraging a network of experts to support clients throughout their financial journey.

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Veteran Owned Business

Proud to be a Veteran Owned Business

Our Team

Nick Rygiel
Nick Rygiel

Founder & Lead Advisor
B.S. in Systems Engineering, USNA
MBA, University of Maryland
With over a decade of experience in financial services and technology, Nick founded Ironclad Financial to provide a modern, digital-first advisory experience that reflects his commitment to leveraging technology for smarter, more efficient financial planning.
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Colleen Rygiel
Colleen Rygiel

Co-Founder & Speech-Language Pathologist
Early Education, Holy Family University
CCC-SLP, Gallaudet University
Colleen brings a unique perspective to Ironclad Financial, blending her expertise in speech-language pathology with financial planning, particularly in understanding the needs of families and early education.
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Our Partners

L1.co
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A leading platform for digital asset management, L1.co enables Ironclad Financial to offer cutting-edge, non-custodial digital asset advisory services, ensuring clients retain full control over their assets while benefiting from expert guidance.

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Lumida Wealth

Ironclad Financial proudly serves as a digital assets sub-advisor to Lumida Wealth, leveraging cutting-edge technology and expertise to provide innovative and secure financial solutions in the rapidly evolving digital assets space.

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Ironclad Financial LLC is a state-registered investment adviser (CRD #321831), authorized to operate in jurisdictions where registered or exempt from registration. The content on this website and our social media channels is for informational purposes only and does not constitute financial, tax, legal, or professional advice. It is not an offer or solicitation to buy or sell any specific securities, investments, or strategies.
Investing involves risks, including the potential loss of principal. The value of investments can fluctuate, and past performance is not indicative of future results. We make no warranties regarding the completeness, accuracy, or timeliness of the content. Consult with a qualified financial advisor and/or tax professional before making any investment decisions.
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