Privacy Policy

1. Applicability of This Privacy Policy

This Privacy Policy applies to all services provided by Ironclad Financial and any interactions you have with us through our website, client portal, or direct communications. By using our services, you agree to the terms outlined in this Privacy Policy.

We are committed to safeguarding your personal information and will not disclose it unless required by law or directed by you. We will not sell your personal information.

2. How We Collect and Use Your Information

Personal Information: This includes your name, email address, phone number, Social Security number, and other data that can identify you personally. We collect this information to:

• Provide Services: Customize and deliver our financial planning, investment, and advisory services.
• Comply with Legal Requirements: Fulfill obligations under federal and state laws, including Client Suitability, Know Your Client (KYC), and Anti-Money Laundering (AML) regulations.
• Ensure Security: Protect against fraud and maintain the security of your accounts.

Financial Information: This includes details about your financial situation, such as assets, liabilities, income, and expenses. We use this information to:

• Plan and Advise: Offer personalized financial advice and manage your investments effectively.
• Facilitate Transactions: Process and manage transactions on your behalf.

Children's Information: Collected for financial, investment, and estate planning purposes only. We take special care to protect this information, ensuring it is used solely for its intended purpose.

Cookies and Usage Data: We use cookies and similar technologies to enhance your experience on our website. You can control cookies through your browser settings.

3. Disclosure of Your Information

Ironclad Financial may need to share personal information to effectively run our everyday business. The following are the primary reasons we may share your personal information:

• For Everyday Business Purposes: This includes processing your transactions, maintaining your accounts, responding to court orders and legal investigations, or reporting to credit bureaus.
• For Service Facilitation: We share information with trusted third-party service providers on a need-to-know basis to facilitate the services we offer. This may include custodians, identity verification services, and those ensuring client suitability and compliance with KYC/AML and other regulatory requirements.
• For Joint Marketing with Financial Companies: Although we currently do not engage in joint marketing, if circumstances change, any such activities would involve sharing your information only with your explicit consent and in compliance with applicable laws.
• For Our Affiliates' Everyday Business Purposes: Information about your transactions and experiences may be shared with affiliates to ensure the quality and consistency of our services. This information is used strictly within the context of maintaining and improving our service offerings.
• For Legal Compliance: We may disclose your information when required by law, regulation, or legal process, such as in response to a subpoena or court order.
• At Your Direction: We may share your information with third parties when you explicitly instruct us to do so, such as coordinating with your legal or financial representatives.

4. Security of Your Information

We implement security measures to protect your data, including encryption and access controls. All documents are maintained electronically; no physical documents are stored. While we strive to protect your information, no system can guarantee complete security. In the event of a data breach, we will promptly notify you and take appropriate actions.

5. Your Rights Regarding Your Information

You have the right to:

• Access: Request access to the personal information we hold about you.
• Rectification: Request corrections to any inaccuracies in your personal information.
• Deletion: Request the deletion of your personal information, subject to applicable legal and regulatory requirements.
• Opt-Out: Opt out of receiving marketing communications at any time.

To exercise your rights, please contact us using the details provided in the 'Contact Us' section above.

6. Changes to This Privacy Policy

We may update this Privacy Policy from time to time to reflect changes in our practices or legal requirements. The updated policy will be posted on our website, and we will notify you of significant changes.

7. Contact Us

If you have any questions or concerns about this Privacy Policy, please contact us at:

Email: admin@ironclad.financial